Personal finance, simplified

How much money do you actually have right now?

Overvue puts your banks, cards, spending and the money you've lent or borrowed in one place — and gives you a single number you can trust: your net worth.

See what's inside
Good morning,
Aarav
Total net worth
₹3,48,650
▲ ₹12,400 this month
Liquid
₹3,84,200
Lent
₹45,000
Debt
−₹80,550
🛒GroceriesToday · HDFC Bank−₹1,860
💼SalaryYesterday · Savings+₹92,000
💡Electricity billDue in 3 days₹2,140

Everything you own and owe, in one view.

No spreadsheets. No guessing. Overvue brings every rupee together so you always know where you stand.

Net worth, at a glance

A hero number for what you're really worth, broken down into liquid cash, money lent and debt — plus a trend chart over time.

Banks & cards together

Add savings and current accounts through one simple flow, and keep credit cards right next to them with payments tracked.

Budgets that keep up

Set monthly budgets per category and watch progress rings fill as you spend, so overspending never sneaks up on you.

Insights that explain

See spending breakdowns, category trends and a monthly summary — with smart insights that point out what changed.

Lent & borrowed

Log money you've lent to friends or borrowed from them. It counts toward your net worth, so nothing slips through.

Bills, notes & to-dos

Upcoming bills and reminders keep due dates on your radar, while notes and to-dos hold the money tasks in between.

Up and running in minutes.

Three steps from "where did it all go?" to a clear picture.

Add your accounts

Enter your banks and credit cards with their current balances. No bank passwords, ever.

Log as you go

Add an expense, income, card payment, or a loan to a friend with a couple of taps from the + button.

See the truth

Your dashboard updates instantly — net worth, upcoming bills, financial health and budget progress.

Plan

Spend with intention.

Give every category a monthly budget and let Overvue keep score. Progress rings turn from green to amber to red, so you notice early — not after the month is gone.

  • Monthly budgets per category
  • Clear progress rings and remaining amounts
  • Financial health metrics and smart insights alongside
  • Dark mode by default — light and system themes in Settings

Your money. Your data.

Overvue is built so you stay in control of what it knows.

No bank logins

You enter the balances and transactions you choose. Overvue never asks for your bank passwords or card PINs.

Private by account

Your data syncs to your own account via Google Firebase, so it follows you across devices and isn't shared with others.

No ads, no selling

We don't show ads and we don't sell your personal data. Read the details in our Privacy Policy.

Know where you stand.

Overvue is launching on iPhone and Android. Grab it from your store, or get a note the moment it's live.

Not on your store yet? Notify me at launch